Costs and you can charges
The fresh new fine print for the mortgage loans require that you located typical income, public protection otherwise your retirement costs and rehearse DNB since your relaxed lender.
Computation off effective interest levels
BLU Start:Loan amount NOK dos 100 100000 around 85 % regarding market price. Nominal rate of interest step 3.39 % p.an effective. Annuity loan that have effective interest 3,52 % p.good. and additionally front-end percentage NOK 3 190 and you can instalment fee NOK 65. Prices NOK 990 890, full NOK dos 990 890 over 25 years.
Loan amount NOK elitecashadvance.com/installment-loans-de/houston/ 2 one hundred thousand 100000, affordable rate of interest cuatro.69 % p.good. to have step three year fixed rates. Annuity financing having active interest 4.87 % p.a. as well as top-prevent payment NOK 3 190 and you will instalment payment NOK 65. Prices NOK 1 422 590, totalt NOK step 3 422 590 more twenty five years.
Car loan getting young people having deposit 35 % or more:Loan amount NOK 150 100000 to 65 % from price. Annuity mortgage that have moderate rate of interest 4.74 % p.an excellent., active rate of interest 6.54 % p.an effective. as well as side-avoid payment NOK 2 500 and instalment payment NOK 65. Prices NOK 25 484, overall NOK 175 484 more than 5 years.
Loan amount NOK fifty 100000. Moderate interest rate % p.good. Annuity loan with active rate of interest % p.a great. in addition to top-prevent percentage NOK five hundred and you may instalment commission NOK 50. Total price NOK 68 777 more 5 years.
Fixed-price real estate loan Saga:Amount borrowed NOK 2 100 100000, moderate interest cuatro.69 % p.a beneficial. to own step 3 seasons fixed speed. Annuity mortgage with effective rate of interest 4.87 % p.a great. in addition to side-prevent percentage NOK step 3 190 and you may instalment percentage NOK 65. Cost NOK 1 422 590, totalt NOK 3 422 590 more 25 years.
Car loan Tale and Tale Rare metal having thirty-five % advance payment:Amount borrowed 150 100000 NOK around 65 % out-of price. Annuity financing that have moderate interest rate 4,74 % p.a good., effective rate of interest six.forty-two % p.a beneficial. as well as front-stop fee NOK dos three hundred and you may instalment commission NOK 65. Pricing NOK twenty five 259, overall NOK 175 259 over 5 years.
Tale Exchangeability set-aside:Loan amount NOK 70 one hundred thousand. Moderate interest rate %, effective rate of interest % also side-end payment NOK five-hundred. Pricing NOK 4 574, complete NOK 74 574 over 1 year.
Home loan doing 75 % off ount NOK 2 100000 100, around 75 % from market value. Nominal interest 4,29 % p.a beneficial. Annuity financing with energetic rate of interest 4,45 % p.a beneficial. together with front side-prevent commission NOK step three 190 and instalment commission NOK 65. Costs NOK 1 286 390, overall NOK step 3 286 390 more 25 years.
House equity credit line:Amount borrowed NOK 2 100000 000, as much as 75 % out of market price. Nominal interest rate 4,29 % p.a great. Annuity mortgage which have energetic rate of interest cuatro,forty five % p.a good. also top-avoid fee NOK step three 190 and you will instalment payment NOK 65. Rates NOK 1 286 390, complete NOK step three 286 390 over 25 years..
Fixed-price real estate loan:Amount borrowed NOK dos 000 100 around 75 % of market value. Affordable interest 4.74 % p.an excellent. having 3 year fixed price several months. Annuity loan with active interest rate 4.92 % p.an excellent. and side-end payment NOK step 3 190 and instalment percentage NOK 65. Costs NOK step one 439 690, total NOK 3 439 690 over twenty five years.
Eco-friendly home loan:Amount borrowed NOK 2 100000 100000 doing 85 % out of market price. Nominal interest rate 3.39 % p.a great. Annuity financing that have productive interest step three.52 % p.good. as well as side-stop commission NOK step 3 190 and you may instalment percentage NOK 65. Prices NOK 990 890, totalt NOK 2 990 890 over 25 years.